HomeCommonly Asked QuestionsCommercial Property Finance
Commonly Asked Questions

Commercial Property Finance

Big ticket property lending, explained. What you can borrow, what deposit you need and how to structure a purchase or refinance so it stacks up.

How much can I borrow against commercial property?Read the answer →What is a commercial property loan (commercial mortgage)?Read the answer →What drives commercial property loan rates?Read the answer →How much deposit do I need for a commercial property loan?Read the answer →What LVR can I get on a commercial property loan?Read the answer →Owner occupied or investment commercial property, does it matter for the loan?Read the answer →Can I get an interest only commercial property loan?Read the answer →Can I get finance to buy commercial property through my SMSF?Read the answer →How long are commercial property loan terms?Read the answer →What costs come with buying commercial property with a business loan?Read the answer →Can I refinance my commercial property loan?Read the answer →How is a commercial property loan different to a home loan?Read the answer →Can I get a loan to buy commercial property in a company or trust?Read the answer →What is commercial construction finance?Read the answer →What property can I use as security for a business loan?Read the answer →Is there GST on commercial property finance?Read the answer →What is a lease doc commercial loan?Read the answer →How does a commercial property valuation work for a business loan?Read the answer →Can I get a business loan to buy the premises I lease?Read the answer →Can I get a commercial property loan if I already have a mortgage?Read the answer →Can I get finance for a mixed use property?Read the answer →Can I get a business loan for rural or regional commercial property?Read the answer →What is commercial development finance?Read the answer →Can I release equity from my commercial property using a business loan?Read the answer →Can I buy commercial property before I sell my existing one?Read the answer →Can I buy commercial property with a business partner?Read the answer →What exit strategy do lenders want on a commercial property loan?Read the answer →How does a commercial property settlement work?Read the answer →Leasehold or freehold, how does it change the finance?Read the answer →What is a specialised commercial property and why is it harder to finance?Read the answer →How is stamp duty handled when I finance commercial property?Read the answer →Can I get finance for a commercial property that already has a tenant?Read the answer →Can I use my home as security for a business loan?Read the answer →What happens if the commercial valuation comes in short?Read the answer →Can I use two properties as security for one loan?Read the answer →Can I take a second mortgage on commercial property?Read the answer →Can I get finance to buy land?Read the answer →How do lenders view a growing property portfolio?Read the answer →What are break costs on a commercial property loan?Read the answer →Does strata title affect a commercial property loan?Read the answer →Can I get finance for a commercial property that is vacant?Read the answer →What happens if my commercial tenant leaves after settlement?Read the answer →How does finance work if I buy commercial property at auction?Read the answer →Can I get finance for an off the plan commercial property?Read the answer →Can I get finance to buy out a co owner of my commercial property?Read the answer →Can I use a business loan to buy residential property?Read the answer →How long does a commercial property loan take to settle?Read the answer →Can I get finance to buy commercial property from a related party?Read the answer →What is an interest cover ratio on a commercial property loan?Read the answer →Can my lender revalue my commercial property during the loan?Read the answer →Do I pay lenders mortgage insurance on a commercial property loan?Read the answer →Can I get a commercial property loan if I do not own a home?Read the answer →What happens if my finance is not ready by the settlement date?Read the answer →Commercial property loan or business loan against property?Read the answer →What are the ongoing costs of owning commercial property?Read the answer →What documents do I need for a commercial property loan?Read the answer →How do I get a caveat removed from my property title?Read the answer →Does zoning affect a commercial property loan?Read the answer →What happens if I sell a commercial property under finance?Read the answer →Do I need an environmental report for a commercial property loan?Read the answer →How does the tenant’s lease length affect my property loan?Read the answer →

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