HomeCommonly Asked QuestionsEquipment, Fleet & Asset Finance
Commonly Asked Questions

Equipment, Fleet & Asset Finance

Asset finance for the bigger end. Fleets, machinery and equipment, structured so you keep your cash working elsewhere.

What is a chattel mortgage?Read the answer →Chattel mortgage or lease, which suits your business equipment finance?Read the answer →What is a finance lease and how does it work for business equipment?Read the answer →What is a novated lease and how does it work for a business vehicle?Read the answer →What is hire purchase and how does it work for equipment finance?Read the answer →Can I finance a whole fleet of business vehicles or equipment in one facility?Read the answer →Do I need a deposit to get business equipment finance approved?Read the answer →Can I get business finance for used or second hand equipment?Read the answer →How does truck and transport finance work for a business?Read the answer →Can I finance business equipment bought through a private sale?Read the answer →How do I finance medical or dental equipment for my business?Read the answer →How does a balloon payment work on equipment finance?Read the answer →How is equipment finance treated at tax time?Read the answer →Can I finance yellow goods and heavy machinery for my business?Read the answer →Can I get low doc equipment finance for my business?Read the answer →How do I finance a commercial vehicle for my business?Read the answer →Should my business finance equipment or pay cash for it?Read the answer →Can I refinance or upgrade business equipment I have already financed?Read the answer →What is sale and leaseback on business equipment?Read the answer →Can I finance a shop fit out or fittings for my business?Read the answer →Can I finance technology and IT equipment for my business?Read the answer →What happens at the end of a business equipment lease?Read the answer →How fast can equipment finance be approved for a business?Read the answer →How does a chattel mortgage affect my BAS?Read the answer →How does depreciation work on financed equipment?Read the answer →Can I finance business equipment bought from overseas?Read the answer →Can I finance solar or energy equipment for my business?Read the answer →What happens if financed equipment is written off or stolen?Read the answer →Can I claim GST on equipment bought with finance?Read the answer →How does the instant asset write off work on financed equipment?Read the answer →Do I need insurance on financed equipment?Read the answer →What is the PPSR and how does it affect equipment finance?Read the answer →What is a residual on equipment finance and how is it set?Read the answer →Can I sell business equipment that is still under finance?Read the answer →What is an equipment rental agreement?Read the answer →Is there an age limit on financed equipment?Read the answer →What happens if equipment I financed turns out to be faulty?Read the answer →Does a financed vehicle have to be used only for business?Read the answer →Hire purchase or chattel mortgage, what is the difference?Read the answer →Does equipment finance affect my borrowing capacity?Read the answer →Operating lease or finance lease, which suits my business?Read the answer →Can I get an equipment finance limit approved before I buy?Read the answer →What paperwork do I need for equipment finance approval?Read the answer →What happens to my equipment finance when I sell my business?Read the answer →Can I pay out equipment finance early and what does it cost?Read the answer →What happens if my equipment supplier goes under before delivery?Read the answer →Do I need a valuation to finance used equipment?Read the answer →Can I finance attachments or modifications to equipment I already own?Read the answer →Who actually owns the equipment while it is under finance?Read the answer →Can I include delivery and installation in equipment finance?Read the answer →Can I finance equipment bought at auction or from a liquidation sale?Read the answer →Can I finance equipment that is built to order or delivered in stages?Read the answer →Can I finance equipment that I hire out to other businesses?Read the answer →Can I finance equipment that will be used outside Australia?Read the answer →

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